Automobile insurance in Japan

There are two kinds of automobile insurance in Japan. All about car insurance in Japan.What types of car insurance do you have to carry?We arrange Compulsory and Voluntary insurance for your car.

1) Compulsory Automobile Liability Insurance (CALI)

You have to have this Compulsory Automobile Liability Insurance that is required by Japanese law for every registered car (Compulsory safety inspection),your registered cars are always covered by Compulsory Automobile Liability insurance.
This Insurance only covers bodily injury liability,
does not provide coverage for damage to you or your car.
The amount of the liability is limited to a maximum of ¥30,000,000 per person for death.
Automobile dealers as an insurance agent usually take care of this insurance at the time of car registration.

2) Voluntary Auto insurance (Optional)

This insurance provides you with property damage to the third parties as well as bodily injury liability to the third parties.

This insurance provides coverage for the following;
★ The bodily injury liability ... for passengers and third parties (¥30,000,000 against loss of life. )
     The bodily injury liability covers an excess of compulsory automobile liability insurance (Excess of ¥30,000,000)
★ Property Damage liability...It coveres damege to third party's car or property.
★ Physical Own damage ... where only your car is damaged. It covers repair cost born by you.

There are also other coverage options available under Voluntary insurance such as lawyer assistance in negotiation.
Please see "Coverege and Services"for the details.