We hereby announce our policy regarding the handling of personal information, which is in accordance with our "Basic Policy concerning Protection of Personal Information."
In using our services and providing your personal information, we ask that you fully accept and agree on the following matters:

1. 1. Name of the business handling personal information and the personal information protection administrator thereof: Business handling personal information: Relo Financial Solutions Ltd.
2. Personal information protection administrator: Unit Manager, Business Promotion Unit

1. 2. Purpose of use of Personal Data
2. (1) Purpose of use of the principal's personal information (personal information that will be subject to disclosure) obtained directly in writing or by other means (including cases where such information is obtained through a website,electronic mail, or the like; hereinafter, "Writing")
3. 1) Purpose of use connected with services offered, etc.
4. 1. Non-life insurance agency services
5. 2. Services regarding the solicitation for life insurance
6. 3. Administrative agency business
7. 4. To provide services regarding the advance payment of rents, etc. during the lease subject to a real estate lease contract and accompanying services, such as identification services and credit services (including credit monitoring), and regarding management after credit is given
8. 5. To provide services regarding the loaning of money, and accompanying services such as identification services and credit services (including credit monitoring), and regarding management after credit is given
9. 6. Collection agency services
10. 7. Services associated and connected with the above items
11. 2) Purpose of use of personal information on our officers and employees and their families
12. 1. For personnel management, such as the proper assignment of personnel, and labor management, such as the payment of salaries
13. 2. For notification, reporting, and the preparation of documents under laws, regulations and other standards
14. 3. For employee benefits and welfare, and for safety and health management
15. 4. For education and training
16. 5. For emergency communication, etc.
17. 3) Purpose of use connected with recruitment
18. 1. For providing information to and communications with applicants
19. 2. For recruitment management
20. 4) Purpose of use of personal information acquired through inquiries received via our web, etc.
21. 1. To respond to inquiries
22. (2) Purpose of use of personal information on the principal acquired directly by means other than in Writing
23. 1) Purpose of use connected with the services in question offered, etc.
24. 1. Non-life insurance agency services
25. 2. Services regarding the solicitation for life insurance
26. 3. Administrative agency business
27. 4. To provide services regarding the advance payment of rents, etc. during the lease subject to a real estate lease contract and accompanying services, such as identification services and credit services (including credit monitoring), and regarding management after credit is given
28. 5. To provide services regarding the loaning of money, and accompanying services such as identification services and credit services (including credit monitoring), and regarding management after credit is given
29. 6. Collection agency services
30. 7. Services associated and connected with the above items
31. 2) Purpose of use of personal information on officers and employees of clients
32. 1. For negotiations and communications required in the course of business operations
33. 2. For operational control and payment/receipt processing for clients
34. 3. For providing information for transactions with our Group companies

1. 3. Joint use of personal information
2. Personal information acquired for the above purposes may be used jointly within the Relo Group as set forth below:
3. 1) Items of the personal information which may be used jointly
4. 1. Name of corporation or entity, department, title
5. 2. Name, address, date of birth, telephone number, fax number, electronic mail address, age, years of service
6. 2) Purpose of use by joint users
7. 1. Providing information on and offering the services of our Group Companies
8. 2. Recruitment management
9. 3) Person responsible for the management of personal information to be jointly used Name of administrator: Yasushi Kadota, Senior Managing Director Post: Relo Holdings, Inc.
10. 4) Scope of joint users
11. Acquisition by means other than in direct Writing from clients during the entering into of a new service contract Direct acquisition by application form and from Web application entry screens Direct acquisition through the exchange of business cards, etc. Acquisition from job applicants during recruitment
12. 5) Method of acquisition of information

1. 4. Third party provision of personal information
2. We may provide to third parties personal information accompanying services offered by us after we enter into an agreement concerning the handling personal information, as follows:
3. 1) Purposes of provision
4. With regard to the following offered by us, we will use personal information for solicitation, product/services provision, management, introduction to other product/services, information provision and the sending of documentation, as well as answering inquiries and sending documentation in responding thereto.
5. 1. Non-life insurance agency services
6. 2. Services regarding the solicitation for life insurance
7. 3. Administrative agency business
8. 4. Services regarding the advance payment of funds and rents during the leasing of real estate lease
9. 5. Money-lending services
10. 6. Collection agency services
11. 7. Services associated and connected with the above items
12. 2) Items of personal information to be provided:
    Address, name, date of birth, telephone number, fax number, electronic mail address, name of employer
13. 3) Method of provision
    Writing, telephone, fax, electronic mail
14. 4) Persons to whom information is to be provided
    Estate agencies, insurance companies, construction firms, consulting firms, insurance agents, and companies offering various other services

1. 5. Entrustment of personal information
2. We may entrust partner companies with certain tasks involving the handling of personal information required for our offering of services, such as the sending of documentation in order to provide information.

1. 6. Our website
2. We may entrust partner companies with certain tasks involving the handling of personal information required for our offering of services, such as the sending of documentation in order to provide information.
3. 1) SSL and firewall
4. Our Web site uses the SSL (Secure Sockets Layer) data encryption system for those areas in which you are required to enter personal data.
   Our Web site is also equipped with a firewall to protect the personal data. Please note, however, that these measures do not guarantee perfect security.
5. 2) Cookies
6. The cookies used by our website are session cookies, which are automatically deleted when you close the browser you are using.
   Although you are able to configure your browsers to refuse cookies or to pop up a warning before receiving one, doing so may make certain of the services on the website unavailable.

1. 7. Safety management measures for personal information
2. We will take the necessary and appropriate measures for safety management of personal information acquired for prevention and/or remedy of any divulgence of, loss of or damage to data.

1. 8. Voluntary provision of personal information
2. It is optional for you to provide us with your personal information; provided, however, that we ask that you understand that you may not be able to use the service you desire if you do not provide us with the personal information required for us to provide you with the service in question.

1. 9. Inquiry Desk for inquiries and disclosure requests for personal information subject to disclosure
2. With regard to requests from the principal for the notification and disclosure of the purpose of use of personal information subject to disclosure possessed by us, and for corrections or additions thereto or deletions therefrom, as well as requests that we suspend our use of such information, completely delete the information in question, or suspend our provision thereof to third parties, we will deal with such requests as soon as possible after we confirm the identity of the principal.
3. Please contact the desk shown below [Contact info for inquiries on personal information] with disclosure requests, etc.
4. [Contact info for inquiries on personal information]
5. Please contact the desk shown below for inquiries regarding your personal information.
   
   Personal Information Protection Inquiry Desk: Relo Financial Solutions Ltd., 4-3-23, Shinjuku, Shinjuku-ku, Tokyo 160-0022
   E-mail address: privacyRFS@relo. jp TEL: 03-3354-6521 (Open 9:00 - 17:30*)
   * Excluding Saturdays, Sundays, and holidays, including the Japanese New Year holiday period

August 3, 2011
Relo Financial Solutions Ltd.
Yoshinori Ishida, Representative Director